Welcome to Sky Financial Services

Home Financing

Thank you for visiting our site! Whether you are a first-time home buyer, refinancing your primary residence, second home, or investment property, we take great pride in the many custom loan options we have available to meet your individual needs. Our staff will dedicate the necessary time to explain your options and guide you through the process in order to close your loan in a timely manner.

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Home financing

Our Mission

Sky Financial Services

Our mission at Sky Financial is to align your personal needs with a loan solution. We recognize that each loan is unique to the individual and we will work until we find the loan that is right for you.

Sky Financial specializes in both new purchases and refinancing. We are experts in Conventional, FHA, VA and USDA programs. We are licensed by the Department of Banking and Securities. Tim VandeBunte is President and founder of Sky Financial Services Inc., which is located in the Lehigh Valley area. Sky Financial Services, established in 2008, is the Lehigh Valley's premier residential mortgage broker.

2008Established
ConventionalFHA, VA and USDA programs
Lehigh ValleyResidential mortgage broker
WHY CHOOSE

Why Choose Sky Financial?

  • No Closing Cost Options
  • Competitive Rates
  • Among the Lowest Rates in the Industry
  • Flexible Hours
  • Over A Decade Of Experience
  • Free Pre-Approvals
  • Quick Turn Around Times
LOAN PROCESS

Loan Process

  1. 1

    Free Pre-Approval

    Whether you are a first-time home buyer, refinancing your primary residence, second home, or investment property, we take great pride in the many custom loan options we have available to meet your individual needs.

  2. 2

    Custom Loan Options

    Our staff will dedicate the necessary time to explain your options and guide you through the process in order to close your loan in a timely manner.

  3. 3

    Loan Solution

    We recognize that each loan is unique to the individual and we will work until we find the loan that is right for you.

REFINANCING

Refinancing

Sky Financial Services, may be able to help you refinance your home loan. We are proud to be able to provide some of the lowest rates in the industry.

Refinancing can often provide a lower interest rate. It can provide a lower monthly payment and extend the loan back out to 30 years. Some people refinance and change the length of their loan to 15, 20 or 30 years.

Reducing the interest expenses is the most common goal of refinancing. Debt consolidation is another reason.

You have to examine the savings and the cost of refinancing to determine if it is right for you.

Mortgage Tools

Mortgage Calculator

Term (yrs):
Estimated payment:—

Principal and interest only. Excludes taxes, insurance and fees. Sample rate is illustrative, not a current rate quote.

CURRENT MARKET CONDITIONS

Current Market Conditions

Mortgage rates and available loan terms change with market conditions and the details of your loan. Sky Financial can help you compare current options for purchasing a home or refinancing an existing mortgage.

A fixed-rate mortgage keeps the principal-and-interest payment consistent over the loan term. Taxes, insurance and other costs can change. When refinancing, compare closing costs and total interest with any potential monthly savings.

If you are considering a lower rate, a different loan term or a cash-out refinance, contact us for a personalized quote. Our team will help you review the available options and decide on your next step.

SERVICE AREA

Serving Pennsylvania and New Jersey

United States map highlighting Pennsylvania and New Jersey

Sky Financial Services, Inc., is Licensed by the Pennsylvania Department of Banking and Securities, New Jersey Department of Banking and Insurance.

ABOUT US

Sky Financial Services Inc.

TV

Tim VandeBunte

President and founder

Sky Financial Services Inc.

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We will work until we find the loan that is right for you.

Contact UsTypes of Loans
Home financing